Hello Reader,

I know there’s a lot of noise right now—headlines about stock market drops, global trade wars, tariffs, and talks of another economic downturn. It’s hard not to feel the panic creeping in. But take a deep breath with me, okay?

This is not the time to let fear take the wheel.
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This is the time to pause, regroup, and move with intention.

Here’s what I want you to keep in mind:

• If you have income coming in, focus on managing the cash you have. Prioritize saving. Stockpile a bit if you can—for emergencies, for peace of mind, and honestly, just to live your life without having to dip into your investments when the market is rocky.
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• And speaking of investing—if you’re in a place where you can keep investing, do it. Think of this like the stock market being “on sale.” History has shown us again and again: the market dips, but it also recovers. Investing is a long game. A temporary downturn doesn’t erase the long-term potential.
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• Please, please remember—retirement is not one day.The average retirement lasts 20plus years after age 65. So if you're not retiring today, or even this year, there's no reason to cash out everything. Let’s stop letting panic-driven media headlines convince us to make short-term decisions with long-term money.
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• Now is also a great time to get creative with bringing in income. Can you sell what you don’t need? Go through your home—those outgrown kids’ clothes, old baby gear, or even unused appliances. Little things add up.
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• And if you’re working with a low income right now, focus on two things: savings (even if it’s $5 at a time) and brainstorming simple ways to bring in extra cash.

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One simple step you can take this weekend is take 15 minutes to walk through your space and find 3 things you can either sell or donate to support someone else who needs it (Let's not forget those who may not have the means now or who are starting over). You’ll be surprised what you find.

And remember—this isn’t just about money. It’s about feeling safe, and capable in the midst of uncertainty. You are not powerless. Every little bit you save, every smart decision you make —it all matters.

You are doing the best you can with what you have.

We’ve gotten through uncertain seasons before—and we will again.

If this message encouraged you, feel free to reply and share your thoughts—or forward it to someone who might need it too.

And if you want support as you plan, be sure to login to your Clever Girl Finance course account (or sign up - it's completely free) and schedule a free mentor session, we would love to support you through this season.

We are here for you,
Bola and team CGF ❤️

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