👯 Why An Accountability Partner Might Be The Missing Piece You Need!


Join Clever Girl Finance!

​Check out​ our 30+ free courses, 40+ free worksheets, and our 1-on-1 coaching offerings!

Did you get this email forwarded to you?

​Join thousands of women​ in the CGF community, follow us on ​Instagram​, and watch on ​YouTube!​

Read this newsletter & past newsletters online!

Online newsletters

We'd also love for you to check out our sister site, ​Clever Girl Author.​


Hello Reader,

What if there was a way to make it much more likely that you’ll reach your goals and follow through with your plans? If you're looking for help with eating better, saving money without expenses, courses, and programs, try taking on an accountability partner!

Interested, let's dive in.



Unlike a coach or mentor relationship, which is usually one-way, an accountability partnership is reciprocal. You and your partner work together to pursue your goals and keep each other on track. With your partner, you work together to pursue your goals and keep each other on track.

This person can help you break bad habits, stay consistent, and finally move forward with your goals while you do the same for them.

How to find an accountability partner

While there are many benefits, finding the right partner can take time. Look for someone who:

  • Is like-minded and is working toward similar goals as you
  • Also wants accountability for those goals
  • Is comfortable sharing personal details with you (and you with them)
  • Communicates similarly (i.e., email, text, phone, video, in-person? How frequently?)

Be patient in your search, and take your time to find the right fit. Here are a few places to start:

People you know: Reach out to trusted friends and family, co-workers, associates, and share a little about your goals. Communicate that you're looking for support as well as willing to support others with similar goals.

Local groups: Look for local groups dedicated to the topic of your goal (such as personal finances, health, career, and so on). Spend time forging connections there, and a partnership may come naturally.

Online groups: You can do research for online groups where you can find people who want to achieve similar things. The Clever Girl Finance Channel on Instagram is a great place to get motivated and stay accountable!

A virtual partner: If you don't have access to someone or haven't had any luck finding a partner, try finding a virtual one. Choose someone you admire, and follow their social platforms, read their books or articles. This way, you'll stay inspired until you find the right partner for you.

Characteristics to look for

Look for someone who is encouraging. They should believe in you and your goals, have your best interests in mind, and be excited about your progress.

Find someone who will tell you the truth. Yes, you want someone kind and helpful, but it's also important that they show you some tough love by providing honest feedback that will help you grow.

Choose a person who is invested in your progress. This person will have check-ins with you to see how things are going and will offer insights and ideas to help you do better.

Make sure you care about their goals too. An accountability relationship works both ways. Ask them about their specific goals and encourage them on their journey just as much as they encourage you.

How to make the partnership work

  • Choose the right person
  • Be specific about your big-picture goals and the steps to reach them
  • Develop a shared system to track progress
  • Check in regularly and consistently
  • Be direct, honest, and supportive
  • Set clear deadlines and celebrate milestones

Working with an accountability partner can be a game-changer for your success.

Take the first step by enrolling in our free course to help you identify your financial goals.

Need help fine-tuning your budget? Check out our completely free course on how to put together a budget that works for you!


Have you visited the Clever Girl Finance Shop yet?


📺 On YouTube

Tune in to this YouTube video on Unlock success with an accountability partner: How they can transform your goals!

video preview

And be sure to explore the Clever Girl Finance YouTube channel for more great videos!

📖 On the blog

🎧 On the podcast


🔊 Check out our one-on-one coaching options!

Clever Girl Finance coaching sessions are designed to give you the personalized support, strategy, and encouragement you need to thrive financially.

Whether you're just getting started, working on building wealth, or facing a major financial decision, our 1-on-1 coaching will meet you where you are—with zero judgment and 100% support.

Let’s create a plan that works for your life. Book your coaching session today and start moving forward with confidence!

By the way, if you know anyone that would benefit from our completely free courses and worksheets, please share! You can simply forward this email.

PLUS when you sign up for a free course, you can schedule a completely free call with one of our amazing Clever Girl Finance mentors. WE ARE IN YOUR CORNER!


📲 Follow us on social media

Talk soon ❤️
Team CGF
(Kiersten & Bola)


Some images and links in this newsletter are affiliate or sponsored links from companies we trust, which means if you make a purchase or sign up, Clever Girl Finance may get something in return. This helps us grow!

Unsubscribe | Update your profile | Opt-out of preference-based advertising | 1 Sentry Lane, #81, Chester, NJ 07930

Clever Girl Finance

Clever Girl Finance isn’t just about money. We are about freedom, choices, and confidence. We know how overwhelming finances can feel, especially when you’re juggling career, family, and personal goals. That’s why we’ve built one of the largest personal finance communities for women, with over 100,000 women learning, growing, and winning with their money together.When you subscribe, you’re not just signing up for financial tips, you’re joining a movement. You’ll get access to relatable, judgment-free advice designed to help you ditch debt, save consistently, and invest with confidence. We break down money topics in a way that’s simple, practical, and actually fun. Whether you want to build your first emergency fund, pay off thousands in debt, or finally start building wealth for the long term, we’ve got the tools and support you need. With our resources, tools, and strategies, you’ll know you’re not alone on this journey. Subscribe today—because your future self deserves the financial freedom you’re dreaming of!

Read more from Clever Girl Finance
2025 Clever Girl Finance Women & Money Survey Report

Learn, plan, and grow! Check out our 30+ free courses, 40+ free worksheets, and our 1-on-1 coaching offerings! Did you get this email forwarded to you? Join thousands of women in the CGF community, follow us on Instagram, and watch on YouTube! View this and previous newsletters anytime: Online newsletters. Love our free content?Treat team CGF to coffee! ☕️ ❤️ Hello Reader, In the summer of 2025, we analyzed a pool of women in this amazing community to understand how women today feel about...

The End-of-Year Habits That Can Change Everything

Learn, plan, and grow! Check out our 30+ free courses, 40+ free worksheets, and our 1-on-1 coaching offerings! Did you get this email forwarded to you? Join thousands of women in the CGF community, follow us on Instagram, and watch on YouTube! View this and previous newsletters anytime: Online newsletters. Love our free content?Treat team CGF to coffee! ☕️ ❤️ Hello Reader, We’re approaching the end of the year, and what a year it has been! You may be eager to start fresh in the new year, but...

How to Set (and Keep!) Money Boundaries This Holiday Season!

Join Clever Girl Finance! Check out our 30+ free courses, 40+ free worksheets, and our 1-on-1 coaching offerings! Did you get this email forwarded to you? Join thousands of women in the CGF community, follow us on Instagram, and watch on YouTube! Read this newsletter & past newsletters online! Online newsletters We'd also love for you to check out our sister site, Clever Girl Author. Love our free content?Treat team CGF to coffee! ☕️ ❤️ Hello Reader, We know the holiday season can be both...